Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Making Sense Of A Home Warranty Understanding the value of a home warranty. The Latte Lie and Other Myths Check out this video to begin separating fact from fiction. Lots of Variables with Fixed-Rate Mortgages When selecting a fixed-rate mortgage, a borrower has to determine how many years to finance the loan.